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Explore the dashboard, exception handling, analytics, and audit capabilities
AI-powered multi-party reconciliation for BaaS. Built for Seed to Series C fintechs processing 100K+ transactions monthly. First 5 design partners shape the roadmap.
Not another ledger. The proof that your ledger is right.
Your data stays encrypted. Deleted on request.
Explore the dashboard, exception handling, analytics, and audit capabilities
Connect your payment provider CSVs or API from any source - sponsor banks, processors, or custom formats.
Our LLM automatically detects columns, currencies, and data patterns. No manual mapping.
AI auto-matches the majority of transactions. Review exceptions in minutes, not days.
Per month for 250K transactions
Manual CSV wrangling
Excel crashes, VLOOKUP errors
2-5% error rate
Human fatigue, copy-paste mistakes
Can't scale
Need to hire more analysts
No proof of accuracy
Your ledger is clean—but can you prove it matches your bank's records?
2 analysts × $75/hr × 100 hours each
Per month for same 250K transactions
AI-powered matching
Auto-matched instantly
Target: <0.1% error rate
Machine learning accuracy
Infinite scalability
Handle 10M+ transactions easily
Time Savings
Focus on exceptions only
95%
reduction
Hybrid exact + fuzzy + machine learning algorithms match transactions with high accuracy
Upload any CSV format. Our AI detects columns automatically. No manual mapping needed.
Reconcile payments, refunds, chargebacks, payouts—all in separate workspaces
System learns from your corrections and gets smarter over time
SOX-compliant audit trails, explainable AI, full transaction history
Integrate with any system via REST API. Built for custom workflows and complex data sources.
From payment processors to BaaS platforms, Kosha handles reconciliation at any scale
Handle millions of transactions daily across multiple payment rails. Kosha auto-matches transactions, even with inconsistent CSV formats from different providers.
Card processors, ACH providers, wire services
Reconcile deposits, withdrawals, fees, and FX across multiple accounts. Separate Spaces for each product line keep customer funds organized and auditable.
Consumer banking, business banking, embedded finance
Supporting hundreds of fintech partners with white-label banking? Multi-tenant Spaces keep each partner's reconciliation isolated while you maintain oversight.
Companies like Unit, Synctera, Treasury Prime
We're not a ledger, ERP, or accounting system. We assume you already have those. Kosha sits on top—reconciling your data against your partners' data so you can prove everything matches.
Try the interactive demo. No signup required.
