Reduce Reconciliation Time from 80 Hours to 4 Hours

AI-powered transaction matching for modern fintech companies. Stop drowning in spreadsheets. Start reconciling in minutes.

Kosha Reconciliation
JD
Total Transactions
48,392
↑ 12% vs last month
Auto Matched
46,215
95.5% match rate
Needs Review
2,177
4.5% of total
Time Saved
76h
This month

Recent Matches

Live
Stripe Payment #INV-2849
Nov 2, 2025 • 10:34 AM
$4,250.00
✓ Matched
PayPal Transfer #PP-8821
Nov 2, 2025 • 09:12 AM
$1,875.50
✓ Matched
Bank Transfer #ACH-4492
Nov 2, 2025 • 08:45 AM
$8,920.00
⚠ Review
Plaid Connect #PL-9384
Nov 2, 2025 • 07:28 AM
$12,440.25
✓ Matched
Card Payment #CC-7721
Nov 1, 2025 • 11:52 PM
$625.00
✓ Matched
Showing 5 of 48,392 transactions
AI confidence: 98.2%

Three Steps to Automated Reconciliation

Upload Your Data

Connect your payment provider CSVs or API. Stripe, PayPal, Plaid, or any custom format.

AI Detects Schema

Our LLM automatically detects columns, currencies, and data patterns. No manual mapping.

Match & Review

95%+ transactions auto-matched. Review exceptions in minutes, not days.

Stop Wasting 200 Hours Per Month on Manual Reconciliation

Before

Manual Reconciliation

Time Required 200 hours

Per month for 250K transactions

Manual CSV wrangling

Excel crashes, VLOOKUP errors

2-5% error rate

Human fatigue, copy-paste mistakes

Can't scale

Need to hire more analysts

Monthly Cost $15,000

2 analysts × $75/hr × 100 hours each

After

With Kosha

Time Required 10 hours

Per month for same 250K transactions

AI-powered matching

95%+ auto-matched instantly

Less than 0.1% error rate

Machine learning accuracy

Infinite scalability

Handle 10M+ transactions easily

Monthly Cost $4,250

1 analyst × $75/hr × 10 hours + $3,500 Kosha

Total Savings

95% time reduction

$10,750

per month

Built for Modern Fintech Teams

ML-Powered Matching

Hybrid exact + fuzzy + machine learning algorithms match transactions with 95%+ accuracy

LLM Schema Detection

Upload any CSV format. Our AI detects columns automatically. No manual mapping needed.

Multi-Product Support (Spaces)

Reconcile payments, refunds, chargebacks, payouts—all in separate workspaces

Historical Learning

System learns from your corrections and gets smarter over time

Audit-Ready Reports

SOX-compliant audit trails, explainable AI, full transaction history

API-First Platform

Integrate with Stripe, Plaid, QuickBooks. REST API for custom workflows

Who We Serve

From payment processors to BaaS platforms, Kosha handles reconciliation at any scale

Payment Processors

Handle millions of transactions daily across multiple payment rails. Kosha matches 95%+ automatically, even with inconsistent CSV formats from different providers.

Companies like Stripe, Square, Adyen

Digital Banks & Neobanks

Reconcile deposits, withdrawals, fees, and FX across multiple accounts. Separate Spaces for each product line keep customer funds organized and auditable.

Companies like Chime, Revolut, N26

BaaS Providers & Charter Banks

Supporting hundreds of fintech partners with white-label banking? Multi-tenant Spaces keep each partner's reconciliation isolated while you maintain oversight.

Companies like Unit, Synctera, Treasury Prime

Examples of the types of companies we serve

Pricing That Scales With You

From seed-stage startups to unicorns

Seed

$3,500 /mo

1 space, 250K transactions

  • All core features
  • Email support (48hr)
  • 99% SLA
Learn More
Most Popular

Series B

$8,000 /mo

3 spaces, 1M transactions

  • All Seed features
  • 2 audit users
  • Priority support (12hr)
  • 99.7% SLA
Learn More

Enterprise

$22,000+ /mo

Unlimited, custom

  • Everything unlimited
  • Dedicated CSM
  • White-label option
  • 99.99% SLA
Learn More

View full pricing details →

Ready to 20x Your Reconciliation Speed ?

Book a 30-minute demo. See Kosha match your transactions live.

Schedule Demo